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Flikfi
Personal finance / spend tracking SaaS

Money, tracked simply.

Flikfi helps people see where their money goes, without the spreadsheets. We turn transaction noise into a clear, current picture of spending — so decisions get made with facts, not guesswork.

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Pay what you can — free, a coffee, a normal subscription price, or your own amount. See the options. Always by card, never Direct Debit.
Available for saving
$1,214.50
Rent · $1,800/mo Ends in 21d
NetflixMedia$17.99/mo
Car insuranceInsurance$64.00/mo
GymFitness$39.00/mo

Who we're building for

Working professionals, 20–50, who earn well but want more visibility into where it goes. Busy, digitally fluent, and allergic to jargon.

01

Clarity

Every commitment accounted for, at a glance — what's fixed, what's rolling, what's about to renew.

02

Momentum

Spending shown as a trend, not a scold. See what's left for saving or discretionary spend each month.

03

Confidence

Decisions backed by real numbers — know exactly what you can cancel today, and what's still locked in.

Track every commitment in one place

Subscriptions, insurance, utilities, mortgages, and anything else you're on the hook for — fixed-term deals worth acting on, or ongoing rolling ones. Flikfi flags renewals before they lock you in again, and surfaces what you can cancel today.

Income & affordability

Add your income sources and see exactly what's left after every commitment — including quarterly and annual ones accrued down to a monthly figure.

Upcoming renewals

Fixed-term deals ending within 90 days, sorted soonest-first, so you can shop around before the end date.

Can be stopped now

Rolling commitments and lapsed fixed deals, sorted by cost — the biggest opportunities to cancel or switch, first.

Ready to see where it goes?

Free if you need it, or chip in what feels fair — always by card, never Direct Debit. No spreadsheets, no jargon, just a clear picture of what you're committed to paying.

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Pricing

Pay what feels fair. Or don't — that's fine too.

Flikfi doesn't gate features behind a paywall. Every account gets the full Commitments dashboard, whichever of these you choose — and you can change your mind any time.

Free
£0

Times are tough — take it, on us, no strings attached.

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Coffee
£4.25/mo

Roughly a coffee a month, as a thank-you.

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Standard
£11.99/mo

What you'd pay for a normal subscription elsewhere.

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Custom
You decide

Set your own monthly amount.

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What's included

Unlimited commitments, income & affordability tracking, upcoming-renewal alerts, category breakdowns, and a currency of your choice — the same on every band.

Choose (or change) your band any time from your account. If you switch amounts, it starts on your next billing date — you always finish the month at the level you started it on. Paid by card, never Direct Debit.

Welcome back

Log in to see what's left this month.

Demo login — user@flikfi.com, password: flikfi123
Don't have an account? Sign up free

Create your account

Payments are entirely optional — you'll choose how, or whether, to support Flikfi next.

At least 8 characters. Next, you'll pick how much (if anything) you'd like to pay — you can change it any time.
Already have an account? Log in

Choose how you support Flikfi

Pick whichever feels right for you — you can change it any time. Card details are only needed for a paid band.

Flikfi only keeps the card brand and last 4 digits, for your reference. The full card number and CVC are never stored.
Card payments are taken on your monthly anniversary — the same day of the month you set this up on (or the last day of shorter months). Switching bands takes effect from your next billing date; you always finish this month at your current level.

Commitments

Everything you're committed to paying, what's about to renew, and what's left for saving.

Income & affordability

Add your monthly income — one row per source. Compared against total monthly commitments (including quarterly and annual ones, accrued down to a monthly figure) to show what's left for saving or discretionary spend.
No income sources added yet.

Add a commitment

Subscriptions, insurance, utilities, mortgages, and anything else you're committed to paying — fixed-term deals with an end date worth acting on, or ongoing rolling ones. A fixed deal you don't renew isn't deleted — it just flags as "out of contract" once its end date passes.

By category

Add a commitment above to see a category breakdown.

All commitments

No commitments added yet.

Admin

Registered accounts on this device. Password hashes are never shown here.

Payment provider

Connects the account that will actually charge customers' cards on their monthly anniversary once that integration is wired up. This is a placeholder connection for now — see the note above FlikfiBilling in the script below for what a real Stripe integration should do instead.

Pricing bands

Free and Custom need no configuration. These are the default monthly amounts for the Coffee and Standard bands — changing them updates new selections and what existing Coffee/Standard customers are billed from their next cycle; anyone mid-cycle finishes it out at the amount they started on.

Users & billing

Every customer's current band, next billing date, and card on file. Use the override control to comp someone or fix a mistake — this changes their current period immediately, skipping the usual "finish the month you started" rule.
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Profile

Your personal details, and how amounts are shown across your Commitments dashboard.

Email can't be changed here — it's tied to your sign-in. Contact support if you need it updated.
Changes the symbol and formatting used for every amount on your Commitments dashboard. It relabels amounts — it doesn't convert them.
User