Personal finance / spend tracking SaaS

Money, tracked simply.

Flikfi helps people see where their money goes, without the spreadsheets. We turn transaction noise into a clear, current picture of spending — so decisions get made with facts, not guesswork.

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Two months free, then from £7.99/month by Direct Debit. See pricing. Cancel anytime before your trial ends.

Available for saving

$1,214.50

Rent · $1,800/mo Ends in 21d

Netflix	Media	$17.99/mo
Car insurance	Insurance	$64.00/mo
Gym	Fitness	$39.00/mo

Who we're building for

Working professionals, 20–50, who earn well but want more visibility into where it goes. Busy, digitally fluent, and allergic to jargon.

01

Clarity

Every commitment accounted for, at a glance — what's fixed, what's rolling, what's about to renew.

02

Momentum

Spending shown as a trend, not a scold. See what's left for saving or discretionary spend each month.

03

Confidence

Decisions backed by real numbers — know exactly what you can cancel today, and what's still locked in.

Track every commitment in one place

Subscriptions, insurance, utilities, mortgages, and anything else you're on the hook for — fixed-term deals worth acting on, or ongoing rolling ones. Flikfi flags renewals before they lock you in again, and surfaces what you can cancel today.

Income & affordability

Add your income sources and see exactly what's left after every commitment — including quarterly and annual ones accrued down to a monthly figure.

Upcoming renewals

Fixed-term deals ending within 90 days, sorted soonest-first, so you can shop around before the end date.

Can be stopped now

Rolling commitments and lapsed fixed deals, sorted by cost — the biggest opportunities to cancel or switch, first.

Ready to see where it goes?

Two months free on every plan, then billed by Direct Debit. No spreadsheets, no jargon, just a clear picture of what you're committed to paying.

Start your free trial See pricing

Pricing

Two months free. Then pick a plan.

Every plan gets the full Commitments dashboard — no feature gates, no upsells. Billed by Direct Debit once your free trial ends; cancel anytime before then and you won't be charged a thing.

Monthly

£7.99/month

Pay monthly, cancel anytime.

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Annual

£49.99/year

Save over 45% vs. paying monthly

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What's included

Unlimited commitments, income & affordability tracking, upcoming-renewal alerts, category breakdowns, and a currency of your choice — the same on every plan.

Choose your plan when you add your Direct Debit details, right after you sign up. Payments are collected under the Direct Debit Guarantee.

Welcome back

Log in to see what's left this month.

Demo login — user@flikfi.com, password: flikfi123

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Start your free trial

Two months free, then £7.99/month by Direct Debit.

Already have an account? Log in

Add your payment details

Two months free on any plan, then billed by Direct Debit. Cancel anytime before your trial ends and you won't be charged.

Commitments

Everything you're committed to paying, what's about to renew, and what's left for saving.

Upcoming renewals — still locked in

Fixed-term deals ending within 90 days. Worth shopping around before the end date, whether or not they auto-renew.

Can be stopped now — no lock-in

Rolling commitments, plus fixed deals already out of contract and not auto-renewing. Sorted by monthly cost — biggest wins first.

Income & affordability

Add your monthly income — one row per source. Compared against total monthly commitments (including quarterly and annual ones, accrued down to a monthly figure) to show what's left for saving or discretionary spend.

No income sources added yet.

Add a commitment

Subscriptions, insurance, utilities, mortgages, and anything else you're committed to paying — fixed-term deals with an end date worth acting on, or ongoing rolling ones. A fixed deal you don't renew isn't deleted — it just flags as "out of contract" once its end date passes.

By category

Add a commitment above to see a category breakdown.

All commitments

Filter by category

No commitments added yet.

Admin

Registered accounts on this device. Password hashes are never shown here.

Payment provider

Connects the account that actually collects the £7.99/month Direct Debit once a customer's two free months are up. This is a placeholder connection for now — see the note above FlikfiBilling in the script below for what a real GoCardless/Stripe integration should do instead.

Users

This directory reads from local browser storage for now — see FlikfiAuth.listUsers() in the script below for the note on wiring this to a real admin API.

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Profile

Your personal details, and how amounts are shown across your Commitments dashboard.